Insurance & Dialysis Coverage
Crown Dialysis is Medicare-certified and accepts most major insurance plans. Our team verifies your coverage before your first visit so there are no surprises.
We Accept Most Major Insurance Plans
Crown Dialysis Center of Palm Beach is a Medicare-certified dialysis facility that accepts Medicare, Medicare Advantage, Medicaid, and most commercial insurance plans. We work with a wide range of payers to ensure that patients in Boca Raton and throughout Palm Beach County can access high-quality, private dialysis care without unnecessary financial barriers.
Our billing team verifies your insurance coverage before your first treatment and helps you understand your benefits, copays, and any out-of-pocket costs. If you have questions about whether your plan is accepted, call us at 561-372-3700 — we are happy to check for you.
Insurance Plans We Accept
We participate with most major insurance networks. If you do not see your plan listed, contact us — we may still be able to work with your carrier.
Medicare (Part B)
Original Medicare covers 80% of dialysis services. Crown Dialysis is a Medicare-certified facility.
Medicare Advantage
- Humana
- Aetna Medicare
- UnitedHealthcare (UHC)
- AvMed
- Preferred Care Partners
Medicaid Managed Care
We accept Medicaid managed care plans available in Florida, including Statewide Medicaid Managed Care programs.
Commercial Insurance
- Aetna
- Cigna
- Blue Cross Blue Shield (BCBS)
- Humana
- Oscar Health
- Ambetter
Gold Kidney Health Plan
A specialized Medicare Advantage plan designed specifically for ESRD patients. Crown Dialysis is an in-network provider.
Self-Pay
For patients without insurance coverage, we offer self-pay arrangements. Our social worker can also help you explore financial assistance programs.
Medicare and Dialysis
End-Stage Renal Disease (ESRD) is one of the only medical conditions that qualifies a person for Medicare regardless of age. If you are diagnosed with permanent kidney failure requiring dialysis, you are eligible for Medicare even if you are under 65 and would not otherwise qualify.
Medicare Part B covers 80% of the approved amount for outpatient dialysis services, including in-center hemodialysis and peritoneal dialysis supplies and training. You are responsible for the remaining 20% coinsurance, which is often covered by a secondary insurance plan, Medicaid, or a Medigap supplemental policy.
Medicare also covers related services including certain lab tests, medications administered during dialysis, and kidney disease education. For home peritoneal dialysis, Medicare covers the cycler machine, dialysate solution, and all necessary supplies.
Medicare Advantage Plans
Medicare Advantage (Part C) plans are offered by private insurance companies that contract with Medicare. These plans provide at least the same coverage as Original Medicare but may have different networks, copays, and additional benefits like dental or vision coverage.
Not all dialysis centers participate in every Medicare Advantage network. Crown Dialysis Center is in-network with major Medicare Advantage plans in South Florida, including Humana, Aetna Medicare, UnitedHealthcare, AvMed, and Preferred Care Partners. Being in-network means lower out-of-pocket costs for you.
If you are on a Medicare Advantage plan and want to transfer to Crown Dialysis, our team will verify your network status and confirm your benefits before scheduling your first treatment. If your plan requires a referral or prior authorization, we handle that coordination for you.
What If I Don't Have Insurance?
A kidney failure diagnosis does not have to mean financial hardship. There are multiple pathways to coverage, and our team is here to help you find one.
ESRD Medicare Eligibility
If you have been diagnosed with permanent kidney failure requiring dialysis, you likely qualify for Medicare regardless of your age. Coverage typically begins after a short waiting period, and our team can help you apply.
ACA Marketplace Plans
The Affordable Care Act marketplace offers health insurance plans during open enrollment. A new ESRD diagnosis may also qualify you for a special enrollment period. These plans cannot deny you coverage for a pre-existing condition.
Medicaid
If your income is below certain thresholds, you may qualify for Medicaid, which can cover dialysis costs with little or no out-of-pocket expense. Medicaid can also serve as secondary insurance alongside Medicare.
American Kidney Fund
The American Kidney Fund provides financial assistance for health insurance premiums, treatment costs, and other expenses related to kidney disease. Our social worker can help you apply.
Social Worker Assistance
Every dialysis patient at Crown has access to a renal social worker who specializes in connecting patients with financial resources, insurance enrollment, and community support programs.
Coverage by Treatment Type
Insurance coverage varies depending on the type of dialysis you receive. Here is a general overview.
| Treatment Type | Medicare | Medicaid | Commercial |
|---|---|---|---|
| In-Center Hemodialysis | Covered (80%) | Covered | Varies by plan |
| Home HD (Staff-Assisted) | Not covered | Varies by state | Often covered |
| Peritoneal Dialysis | Covered (80%) | Covered | Varies by plan |
Coverage details vary by individual plan. Contact us for a personalized verification of your benefits.
Frequently Asked Questions
Does Medicare cover home dialysis?
When does Medicare coverage start for dialysis patients?
What does my copay or coinsurance cover?
Can I keep my private insurance while on Medicare?
What if I don't have any insurance?
Medically reviewed by Dr. Bharat K. Gupta, MD — Board-Certified Nephrologist, Crown Dialysis Center of Palm Beach. Last reviewed March 21, 2026.
Questions About Your Coverage?
Our team verifies your insurance before your first visit. Call us or send a message — we will confirm your benefits and answer any questions.
